Introduce one business owner. Earn on it for years.
You make the warm introduction — our team designs, presents, and services the 401(k). Every referral is tracked to you, and pays a recurring trail once you're licensed. We sponsor and pay for the licensing.
Estimate your recurring trail.
Tell us what you do and roughly how many business owners you work with.
You build the pipeline now. It pays when you're licensed.
Every introduction is tracked and attributed to you from day one. Licensing is what turns that tracked volume into paid residual income — and we cover the cost of getting there.
Track before you earn
Watch referred plan assets and your projected trail grow in real time — every introduction logged, attributed, and visible in your portal.
A trail that steps up with volume
Your contract tier starts at 9% net trail ($450/yr per $1M in plan assets) and rises to 19% and then 22% as your referred AUM grows.
We do the heavy lifting
Our team presents, executes, and services every plan and its employees. You focus on the relationship, not paperwork or plan administration.
Watch a referral become recurring income.
You send a warm intro.
We reach out, qualify, and schedule the discovery call.
You spent years earning that trust. We're not going to spend it.
A referral has to make you look good. Here's how we make sure it does.
You stay the advisor
We come in as your specialist, not your replacement. We never cross-sell services you already provide.
Nothing happens in the dark
Every call, appointment, and next step is logged in your portal. Check the status yourself, anytime.
Silence is the bigger risk
Hidden fees and failed testing get discovered eventually — and they remember who didn't mention it.
We say no when it fits better
If a business isn't ready, or their current plan is genuinely good, we tell you. No pitch, no pressure on your client.
Send us these
- 10+ W-2 employees on payroll
- Profitable, with consistent payroll
- No plan, or an old high-fee legacy plan
- Owner wants to shelter more income
- In a state with a retirement mandate
Not a fit right now
- Fewer than 5 employees, mostly 1099
- Cash-flow constrained or in distress
- Already in a low-cost, well-serviced plan
- Owner has no interest in a conversation
- Business is being sold in the near term
Build a book that pays you for decades.
Refer a few businesses each year and watch them compound. New plans stack on top of growing ones — and your payout rate climbs as your book crosses each tier.
Introduce 2 businesses a year averaging 35 employees. After 10 years that's 20 plans holding about $90.6M — paying you about $8,305/mo in residual trail, with $451,593 cumulative over the decade.
Each plan carries a roughly 0.50% annual fee. Your share is 9–22% of that fee as a residual trail, paid every year the plan stays active — and the rate climbs as your total referred assets cross each tier. New plans stack yearly while existing ones grow ~7%/yr plus contributions (~$210k/plan/yr), so the book snowballs. Figures are hypothetical illustrations, not guarantees.
Unlocking at Licensing
Right now you're building the pipeline. Licensing flips the switch.
ClearPath pays for the exams, the prep materials, and the registrations — and a dedicated licensing specialist maps your study plan, books your exams, and answers questions the whole way. Most partners finish the state life license in 4–8 weeks of part-time study.
We sponsor & pay
ClearPath covers exam fees, study materials, and registration costs for your licensing path. No out-of-pocket expense to you.
A dedicated licensing specialist
One named person on our team owns your licensing — study plan, registration, exam scheduling, and answers whenever you're stuck. Most partners finish the life license in 4–8 weeks of part-time study.
Paid once your licenses are active
Your referrals are tracked and attributed to you from the first introduction. When your licensing goes live, residuals begin on the plans you sourced.
Your licensing path
The exact licenses you'll earn — sponsored and paid.
From apply to first referral.
No fees at any step. You can stop after the call and owe nothing.
Apply
Four questions. No fees, no contract to sign, no commitment yet.
Intro call
A 15-minute call with Dallin, who runs the partner program — how it works for a firm like yours, and what your first introduction would look like.
Your portal + first introduction
You get your portal login and can log your first referral the same day. Our team takes the conversation from there.
Sponsored licensing
Optional, and we pay for it. Most partners finish the life license in 4–8 weeks of part-time study, with a specialist guiding each step.
You're staking your client relationship. Here's what's behind ours.
Plans sit on established platforms
Your client’s assets are held by the recordkeeper or custodian — Fidelity, Empower, Principal, ADP and others — never by ClearPath.
See the platformsLicensing is sponsored, not sold to you
We pay the exam, prep, and registration costs, and a dedicated specialist walks you through every step. There is no course to buy.
You can see the whole system first
The partner portal you’d use is public. Not a slideshow — the actual product, running on sample data.
Open the demoNo cost, no minimum, no exclusivity
Nothing to apply, nothing to join, and no required referral volume. A written partner agreement comes before any compensation is paid.
The questions you're actually asking.
Your pipeline is waiting.
Apply today, talk to Dallin within 24 hours, and make your first introduction this week.
No cost, no minimum referral volume, and nothing to sign to apply.