01 · THE OPPORTUNITY
The Wall of Wealth
$150Trillion
in U.S. household net worth — the largest pool of wealth in human history.
Two-thirds is held by people 60+ — and it's about to move. This is why this is the best opportunity we'll ever see.
Build your financial house
We act as hands-on financial coaches for families and small businesses—groups too often overlooked by the traditional industry. Whether it's retirement planning, debt restructuring, or other financial strategies, our goal is to guide people step-by-step toward true financial independence.
02 · THE MATH
Power of monthly investment
Invest
$200/mo
For 30 Years
$72,000
Total amount invested
Withdraw
$100,000/yr
For Over 18 Years
$1,800,000
Total amount withdrawn
$2,000,000
What they'd still have left
02 · THE MATH
Power of monthly investment
Invest
$200/mo
For
30 Years
$72,000
Total amount invested
$2,000,000
What they'd still have left
Withdraw
$100,000/yr
For Over
18 Years
$1,800,000
Total amount withdrawn
03 · YOUR BUSINESS
Our Partners
Everything you need to serve families and businesses.
04 · LICENSING
Three powerful licenses
We pay for and help you earn each license
Life Insurance
State-issued · valued nationwide
Median Agent Income
$59,080/yr
U.S. BLS, 2023 — insurance sales agents.
Securities (SIE + 6/63/65)
FINRA — sell investments + annuities
Median Financial Advisor Income
$99,580/yr
U.S. BLS, 2023 — personal financial advisors.
Mortgage (NMLS)
Originate refinance + new loans
Median Loan Officer Income
$69,990/yr
U.S. BLS, 2023 — loan officers.
The price of entry — covered
What each license costs to earn
Life Insurance
Varies by state
Your cost to get licensed
Securities (SIE + 6/63/65)
Set by FINRA + Kaplan
Your cost to get licensed
Mortgage (NMLS)
Plus per-state filing
Your cost to get licensed
Figures reflect typical 2024–2026 ranges from state insurance departments, FINRA, and NMLS. Actual costs vary by state and provider.
05 · COMPENSATION
Income Opportunity
Your Title
Life insurance
70%Earn an upfront commission on every policy premium you write, paid at your contract level.
Monthly Premium
Upfront
$149.00/mo × 12 = $1,788/yr × 70% = $1,252 per policy
Investments
REGEarn upfront on lump-sum rollovers plus a recurring residual on every monthly contribution.
Initial Investment
Monthly Contribution
Upfront · 43%
Residual · 43%
$625.00 × 5% = $31.25 × 43% = $13.28/mo per client
5% gross × commission rate, paid on every contribution.
Managed accounts
43%Earn an ongoing advisor fee on assets under management, paid monthly at your contract level.
Assets Managed
$15M – $25M account · fee range 0.30% – 0.55%
Advisor Fee
$20,000,000 × 1.00% = $200,000/yr × 43% = $85,000/yr
Account size × advisor fee = annual fee × your contract rate, paid monthly on assets. $25K account minimum — rate locks in when each account opens.
06 · THE PATH
Our Team Vision
A brokerage of 50 top advisors, each managing at least $20M — and a proven system to get you there.
The Vision and Opportunity
We're building a brokerage of 50 top advisors, each managing at least $20M in client assets, totaling $1B AUM.
- $20M AUM generates about $8,000/month in residual income, with growth beyond that point.
- We serve both families and businesses, including 401(k) plans, giving you more ways to scale quickly.
Licensing and Training Path
Our Licensing Director will guide you every step of the way:
- Life License: ~2 weeks
- SIE, Series 6, 63, 65: ~2 weeks each
- Mortgage License: ~2 weeks
We've built a proven system to help you put these licenses to work right away—serving clients and growing AUM.
Marketing Plan to Build Your First $20M AUM
We'll help you execute a multi-phase growth plan:
- 1
Personal Network
List 50+ people you know to build experience and visibility.
Result: Clients, referrals, and name recognition.
- 2
Social Media
Build your brand on Facebook, Instagram, LinkedIn, and more.
Result: Attracts prospects, clients, teammates, and referrals.
- 3
Local Business Outreach
Target 100+ nearby businesses with a personalized campaign.
Result: Win individual clients and 401(k) plans.
Our 5-Step Client Process
Once licensed, you'll follow our proven client process:
- 1
First Meeting
— Build trust using ClearPath. - 2
Plan Prep
— Design a customized financial plan. - 3
Second Meeting
— Present the plan and path to goals. - 4
Sleep on It
— We insist clients take a night before making a decision. - 5
Third Meeting
— Address questions and open accounts.
Your Commitment
- Attend every Thursday training for skill development.
- Commit to building your client base for 5+ years.
- Aim to be one of our top 50 advisors with $20M+ AUM.
06 · THE PATH
Our Team Vision
A brokerage of 50 top advisors, each managing at least $20M — and a proven system to get you there.
The Vision and Opportunity
We're building a brokerage of 50 top advisors, each managing at least $20M in client assets, totaling $1B AUM.
- $20M AUM generates about $8,000/month in residual income, with growth beyond that point.
- We serve both families and businesses, including 401(k) plans, giving you more ways to scale quickly.
Licensing and Training Path
Our Licensing Director will guide you every step of the way:
- Life License: ~2 weeks
- SIE, Series 6, 63, 65: ~2 weeks each
- Mortgage License: ~2 weeks
We've built a proven system to help you put these licenses to work right away—serving clients and growing AUM.
Marketing Plan to Build Your First $20M AUM
We'll help you execute a multi-phase growth plan:
- 1
Personal Network
List 50+ people you know to build experience and visibility.
Result: Clients, referrals, and name recognition.
- 2
Social Media
Build your brand on Facebook, Instagram, LinkedIn, and more.
Result: Attracts prospects, clients, teammates, and referrals.
- 3
Local Business Outreach
Target 100+ nearby businesses with a personalized campaign.
Result: Win individual clients and 401(k) plans.
Our 5-Step Client Process
Once licensed, you'll follow our proven client process:
- 1
First Meeting
— Build trust using ClearPath. - 2
Plan Prep
— Design a customized financial plan. - 3
Second Meeting
— Present the plan and path to goals. - 4
Sleep on It
— We insist clients take a night before making a decision. - 5
Third Meeting
— Address questions and open accounts.
Your Commitment
- Attend every Thursday training for skill development.
- Commit to building your client base for 5+ years.
- Aim to be one of our top 50 advisors with $20M+ AUM.
07 · ONBOARDING
How you start
Independent Business Application
$99one-time
The Ultimate Business Support System
$25/month
Total: $124
Licensing + Training
Your one-time application fee to start your own independent business.
Your monthly support system — E&O insurance, back office, technology, and training access.
That's the $99 application plus your first month — $124 to start, then $25/month after.
We pay for and guide you through your life, securities, and mortgage licenses — all included.
Onboarding Meetings
Zoom / In-Person Meeting
Financial Game Plan
- Create your own financial house
- See the software we use with clients
Zoom / In-Person Meeting
Fast Start Meeting
- Learn how to build a bonus
- Learn how to grow your client base
- Create your training list
Modules on Your Own
New Agent Orientation
- Join office chat
- Register for licensing
- Zoom training schedule
- Create goals